- Residential Construction-

Whether buying your first home, upgrading from your starter home or relocating, the mortgage process can be easy. Your Circumstances are unique and MMC Lending can help you find the mortgage that best meets your needs. With our FAST PASS approval process, you can be one step ahead of other buyers in this competative market.

• As little as 3% down
• Residential properties including single family, condos, manufactured homes, and multi unit properties up to 4 units
• All occupancy types:

• Primary Residence - The most important puchase you will ever make for your family. Provide a home while also gaining equity and financial security.
• Investment Property - Gain equity and earn rental income. Real Estate is a stable, long-term investment.
• Vacation or 2nd Home - Find your home away from home. Build memories and equity in your favorite place to vacation or work.

Flexibility for homebuyers and homeowners who want to finance improvements or renovations to an existing home at time of purchase or as a refinance transaction. Whether the home is a primary residence, second home, or an investment property, use a single mortgage to simplify the process of creating the home you envision.

• As little as 3% down for first-time home buyers purchasing a one-unit primary residence
• One-to-four unit principal residences, one-unit second homes, or one-unit investment properties, including units in condos, and PUD's
• Purchase and Limited Cash-Out Refinance financing options available
• Choose your own registered, licensed, or certified general contractor

• $0 Down payment option available for eligible Veterans, Service Members, and select Military Spouses
• Flexible credit requirements
• Lower monthly payments due to VA loans being exempt from mortgage insurance